How your money works

Cash and positions, why cash lives on Robinhood, and why you never hold a gas token.

Vision keeps one idea at its centre: you have an amount of money, and you have things you've bought with it. Everything underneath (which chain something sits on, which token pays the network fee) is Vision's problem rather than yours. Cash and positions Your balance splits in two. Cash is what you can spend right now. Positions are the tokens you're holding. The figure at the top of your wallet is both together, across every chain, as one number.

You never add up chains yourself. The split, in the app. One total, then cash and positions underneath it. The figures are an example. One balance, two halves. Cash is what you can spend. Positions are what you're holding. Cash lives on Robinhood. Vision's cash sits as USDG on the Robinhood chain, the hub the rest of the app spends from. You don't have to move it there or think about it. It's simply what "cash" means when you ask Vision to buy something.

How money becomes cash Send any stablecoin and it becomes cash, 1:1. USDC, USDT, DAI, on whichever of the twelve chains you send it from. Vision converts it and moves it to the hub for you, and the figure that lands is the figure you sent. There is no step to press. Everything else is kept exactly as it arrived. Send ETH and you hold ETH. Send SOL and you hold SOL. It shows in your wallet as a position, counts toward your total, and you can sell it into cash whenever you want to.

Nothing is ever sold on your behalf. Why only stablecoins. A dollar converted to a dollar is not a decision anyone needs to be asked about. Selling ETH is. A stablecoin is already the thing cash is made of, so converting it changes nothing you were holding; selling a coin you chose to buy, at a moment you did not choose, is a different act entirely. Vision does the first automatically and never does the second.

Stablecoins are recognised by contract address, never by name, so a token that calls itself USDC cannot get in that way. The safety model. You never need a chain's native coin to transact, either. Vision covers network fees, so an empty ETH balance stops nothing. Robinhood and tokenized equities The Robinhood chain is where cash lives and where tokenized equities trade, and it's a large part of what separates Vision from a plain DEX front-end.

Vision treats it like any other chain: ask about a token there and you get the same price, chart and sentiment; ask to buy one and it goes through the same preview and the same confirm. Name the chain when you paste an address. Robinhood tokens use 0x… addresses exactly like Ethereum ones, so the address alone cannot tell them apart. If you're pasting one, say which chain you mean. You never hold a gas token Every chain normally expects you to keep a little of its native coin to pay network fees, ETH on Ethereum, SOL on Solana, and so on.

Vision sponsors that for trades from your Vision Wallet, which is why the network fee on a preview reads free. It's also why you can arrive holding nothing but cash and immediately buy something on a chain you have never touched. What this means in practice Ask for something and Vision spends your cash, unless you name a token to pay with. You never pick a chain to fund, a bridge to cross, or a gas token to buy.

One balance and one number, wherever the money physically sits.